Investment Advice

When it comes to investment risks, we're scaredy cats. When it comes to investment costs, we're cheapskates.

Scaredy cats – While we cannot eliminate all investment risk, our primary emphasis is to manage risk for you at a level acceptable to you and preserve your capital.

Cheapskates – The majority of our investments are in mutual funds and Exchange Traded Funds (ETFs). We stick with low cost mutual funds unless we feel the investment manager warrants a larger fee. We don't mind paying for performance but recognize in a competitive market, it's the rare manager who is worth it.