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Total: 14 results found.

Retirement Security? The Name of the Investment Game is Controlling Risk

Created on Monday, 07 November 2011. Posted in main/blog

... the LMC investments zigs – moderating any downturn. But this comes at a cost – when the market does recover, the upturn in your portfolio will not be as large. Risk control always comes at a price after ...

Have you had “the talk” with your parents?

Created on Friday, 24 June 2011. Posted in main/blog

... matters worse, their health may be deteriorating increasing their health care costs and making planning for future care needs essential. Sometimes there are signs of financial distress. Ray's daughter ...

Rule of Thumb

Created on Thursday, 05 May 2011. Posted in main/blog

... the withdrawal amount in year 1 ($4,000) you can increase the withdrawal by inflation to keep up with the cost of living. So if inflation in year 1 is 5% you can increase the withdrawal to $4,200 ($4,000 ...

Inflation Friend or Foe

Created on Tuesday, 12 April 2011. Posted in main/blog

If you have been hoping to see higher interest rates on CDs and savings accounts you favor inflation. Interest is the cost of money and the first thing a lender wants covered is inflation followed by ...

Keeping your Medigap plan affordable

Created on Friday, 11 March 2011. Posted in main/blog

... Shield company located in their state. For Fred, the monthly premium was $281; Lois’ monthly policy cost was $261 for a combined cost of $542. When the monthly cost of their Medigap policy was added ...

Financial Planning for Chronic Disease: Parkinson’s Disease

Created on Friday, 25 February 2011. Posted in main/blog

... of care and associated costs the client may incur. In Howie’s case, the first step in planning involved doing projections assuming no incremental costs of care. Of his $2 million nest egg, it was determined ...

Senior Housing

Created on Tuesday, 18 January 2011. Posted in main/blog

When shopping for an assisted living facility, families often focus on the initial cost of the stay. For example, the monthly cost of a semi-private room in assisted living facilities is, on average, $3,300. ...

Retirement health care costs are skyrocketing...

Created on Tuesday, 14 December 2010. Posted in main/HOMEaccordian

Many of our boomer clients have found themselves responsible for their parents financial and health care planning. We are expert at assisting clients with both. For seniors, health care costs are consuming ...

Investment Advice

Created on Wednesday, 06 October 2010. Posted in main/wealth management

When it comes to investment risks, we're scaredy cats. When it comes to investment costs, we're cheapskates. Scaredy cats – While we cannot eliminate all investment risk, our primary emphasis is to manage ...

Retirement Planning

Created on Wednesday, 06 October 2010. Posted in main/wealth management

... to be 100 or more. We also help you plan for your Social Security and Medicare. But planning is an ongoing process that may need a tweak or two as you age. Health care costs during retirement especially ...

Education Planning

Created on Wednesday, 06 October 2010. Posted in main/wealth management

Yes, education is expensive. Yes, we can help you plan to meet the costs of educating your children (or your grandchildren, for that matter). How much do I need to save? What are the most tax efficient ...

Financing Health Care

Created on Wednesday, 06 October 2010. Posted in main/Life After 65

Retirees now spend more out of pocket for their health care than they did when Medicare was first passed in 1965. Too often the increasing costs of health care is overlooked by planners. We help you understand ...

History

Created on Wednesday, 06 October 2010. Posted in main/about

... care planning and financing for the growing number of clients age 65 or older. Both David and Jim are CPAs which accounts (no pun intended) for their singular focus on keeping costs and taxes as low ...

Our Approach

Created on Wednesday, 06 October 2010. Posted in main/about

... will make a big difference where an investor ends up. We do believe in carefully managing risk, growing portfolios so that purchasing power is maintained and paying close attention to costs and taxes. ...