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Total: 19 results found.

Looking on the Brighter Side

Created on Monday, 13 February 2012. Posted in main/blog

...  That could change if we do not manage our overspending and our financial condition continues to deteriorate. Our principal problem lies in the area of entitlements where Social Security and Medicare ...

Home for the Holidays

Created on Tuesday, 15 November 2011. Posted in main/blog

According to Luise Warren, a Geriatric Care Manager (GCM), it happens every year just after the Thanksgiving, Hanukkah and Christmas holidays - a spike in calls to her offices in the western suburbs of ...

No Medigap Supply Coverage - Penny Wise Dollar Foolish?

Created on Friday, 21 October 2011. Posted in main/blog

We've written about it before. Adult children find out their parents do not have a Medigap (Medicare Supplement) plan until it is too late. A recent client situation shows how a bad situation can be made ...

Medicare Part D Enrollment for 2012 Comes Early this Year

Created on Monday, 12 September 2011. Posted in main/blog

Health care reform made significant changes to the Medicare Part D prescription drug program. The annual coordinated election period will be October 15 through December 7 in 2011 and future years; in prior ...

Have you had “the talk” with your parents?

Created on Friday, 24 June 2011. Posted in main/blog

... matters worse, their health may be deteriorating increasing their health care costs and making planning for future care needs essential. Sometimes there are signs of financial distress. Ray's daughter ...

Inflation Friend or Foe

Created on Tuesday, 12 April 2011. Posted in main/blog

... represent 15% of the index and housing/shelter might be another 20% of the survey. Yet what if you have very low housing cost and use very little medical care. Then 35% of the index may not apply to you. ...

Keeping your Medigap plan affordable

Created on Friday, 11 March 2011. Posted in main/blog

... Social Security and a $1,700 withdrawal from their $500,000 retirement nest egg. Fred is 85; Lois is 78. Each owned a Plan F standard Medicare supplement (Medigap) policy issued by the Blue Cross Blue ...

Financial Planning for Chronic Disease: Parkinson’s Disease

Created on Friday, 25 February 2011. Posted in main/blog

... progression of care that may be needed). Some diseases, such as Alzheimer’s disease will shorten life expectancy, while others, such as Parkinson’s disease do not necessarily shorten life expectancy. In ...

Senior Housing

Created on Tuesday, 18 January 2011. Posted in main/blog

... But the monthly cost is often based on the care level needed by the resident at time of admission. Before signing a contract, check if the facility increases the monthly fee based on the level of care ...

Retirement health care costs are skyrocketing...

Created on Tuesday, 14 December 2010. Posted in main/HOMEaccordian

Many of our boomer clients have found themselves responsible for their parents financial and health care planning. We are expert at assisting clients with both. For seniors, health care costs are consuming ...

Because they are close to retirement and realize the importance of...

Created on Tuesday, 14 December 2010. Posted in main/HOMEaccordian

Designing an income plan that reduces the risk that you will run out of money before you run out of life takes careful planning. How much can you withdraw each year from your retirement accounts? When ...

James Sullivan

Created on Friday, 15 October 2010. Posted in main/team

... practice. Bachelor of Arts degree from Northern Illinois University Master of Accounting Science degree from the University of Illinois Certificate in Care Management from the University of Illinois ...

Investment Advice

Created on Wednesday, 06 October 2010. Posted in main/wealth management

When it comes to investment risks, we're scaredy cats. When it comes to investment costs, we're cheapskates. Scaredy cats – While we cannot eliminate all investment risk, our primary emphasis is to manage ...

Retirement Planning

Created on Wednesday, 06 October 2010. Posted in main/wealth management

... to be 100 or more. We also help you plan for your Social Security and Medicare. But planning is an ongoing process that may need a tweak or two as you age. Health care costs during retirement especially ...

Financing Health Care

Created on Wednesday, 06 October 2010. Posted in main/Life After 65

Retirees now spend more out of pocket for their health care than they did when Medicare was first passed in 1965. Too often the increasing costs of health care is overlooked by planners. We help you understand ...

Medicare Analysis

Created on Wednesday, 06 October 2010. Posted in main/Life After 65

Part A, Part B, Part C, Part D, Medicare Advantage, Medigap (or is it a Medicare Supplement policy?), guarantee issue, formularies, co-payments, annual election periods, the (disappearing) doughnut hole, ...

History

Created on Wednesday, 06 October 2010. Posted in main/about

... care planning and financing for the growing number of clients age 65 or older. Both David and Jim are CPAs which accounts (no pun intended) for their singular focus on keeping costs and taxes as low ...

Our Approach

Created on Wednesday, 06 October 2010. Posted in main/about

... will make a big difference where an investor ends up. We do believe in carefully managing risk, growing portfolios so that purchasing power is maintained and paying close attention to costs and taxes. ...

Life After 65

Created on . Posted in Category

... and income strategy to helping you plan for your health care needs and estate planning we can make the complicated simple, and the confusing easy to understand.  ...